Paducah Car Accident Attorneys
Committed to Aiding the Injured
Your first goal after a car accident is to recover from your injuries so you can move on with your life. However, moving on with your life has a financial component too. Medical bills are often so high that some may contemplate filing bankruptcy to overcome them, and wages lost from missed work only make matters more difficult. Keep this in mind: If you were not at fault, you should not have to pay. Negligent drivers should be held accountable for the car accidents they cause, and they should be forced to fully compensate you for medical costs and lost wages that exceed your own insurance coverage, pain and suffering, future medical expenses, and any other loss of income you may encounter in the future. Our Paducah car accident attorneys have advocated for the injured since 1998 and can come to your aid when you call Katz Law.
Kentucky Auto Laws
According to the Kentucky Transportation Center, there were 34,774 reported injuries from car accidents in 2018. While crash reports show a decrease in accidents over the years, injuries and fatalities are still higher in Kentucky than the national average.
Unfortunately, a majority of these injuries and fatalities are caused by human error and can be prevented if individuals practice safe driving habits and avoid being distracted or intoxicated.
Kentucky is considered a “no fault” state in car accident cases. This does not mean that the driver who hit you is not at fault, but refers to the type of auto insurance system established by a state’s laws. In Kentucky, the no-fault portion of your auto insurance is called Personal Injury Protection (PIP). It provides coverage for your own medical expenses and lost wages, up to a specified limit, depending upon how much coverage you purchased. Drivers are also required by law to have bodily injury liability insurance to cover the costs of injuries or damages from a car accident. Under this system in Kentucky, you can’t sue another driver unless you have more than $1,000 in medical expenses.
Insurance is meant to cover damages like medical bills, property damage, pain and suffering, and lost wages. Medical bills can easily mount if your injuries require hospital stays, surgeries, medications, physical therapy, and more.
Common Car Accident Causes
Car crashes happen in the blink of an eye. You may not immediately know what happened. Later, you may learn from a police report or a witness statement that the negligent driver was seen texting before hitting you or had been drinking beer at a bar before getting into a car. Ultimately, it is our role as your attorneys to determine exactly what took place and to prove it in order to build a strong case designed to get you full compensation.
We frequently handle cases involving:
- Texting and driving accidents
- Distracted driving accidents
- Drunk driving accidents
- Speeding accidents
- Reckless driving accidents
- Accidents due to inattention
As if the stress of recovering from injuries suffered in a car collision was not enough, victims have to suffer the added stress of trying to deal with the car insurance company.
Going Up Against Insurance Companies
If you have already attempted to work with the insurance company, you probably have learned that insurance adjusters are not your friends, no matter how friendly they may initially pretend to be. The reality is that insurance companies are big businesses. They thrive not by giving out money, but by doing everything possible to avoid paying claims.
They use a wide variety of tactics to avoid or minimize losses, including losing paperwork, delaying payment to the point that you become desperate, or outright denying valid car collision claims. Frequently, they take advantage of people who are in a tough situation by offering a quick settlement that might look okay on the surface but is far less than the victim actually needs and deserves. We encourage you to review any settlement offer with one of our trusted attorneys before agreeing to it. Once you accept a settlement offer, you cannot go back to the insurance company for more money if it runs out before your bills are paid.
Take advantage of your free consultation today by calling our Paducah car accident attorneys at (270) 778-0020. Our legal team can bring decades of resources and knowledge to your case.
Why It Is Important to Act Now
While your focus should rightfully be on getting better, it is important to move forward as soon as possible with your personal injury claim. Keep in mind that the negligent driver’s insurance company is likely already putting together a strategy to keep you from getting all the money you deserve. Better to avoid letting them get a head start if possible. Delay is not in your best interest.
At Katz Law in Paducah, Kentucky, our goal is to make the at-fault party, or his or her insurance company, pay all the compensation you are entitled to so you can move on financially as well as physically. Our goal is to make sure your bills are paid, and you have money in your pocket so you can get on with your life. We are members of the Million Dollar Advocates Forum and the Multi-Million Dollar Advocates Forum because we have recovered millions and millions of dollars for people like you – which is proof of our ability to achieve that goal.
You can discuss your car wreck case with an experienced lawyer at our law firm for free. There is no risk in having us review your case and explain your options for moving forward. Additionally, we handle all injury claims on a contingency fee basis, which means you pay no fee unless you get compensation.
The best lawyer in Paducah!- Shea B.
Extremely professional- Ben V.
Thank you!- Former Client
Highly Recommend!- Janie M.
Highly Recommend!- Garry H.